• Home
  • Dashboard
  • Our blog
  • About us
  • Contact us
30 Years in Business

Personal Lending

  • Personal Loans
  • Car Loans
  • Debt Consolidation
  • Holiday Loans
  • Home Improvement
  • Wedding Loans
  • Bridging Finance

Business Lending

  • Business Loans
  • Asset Purchase
  • Cashflow Funding
  • Stock Purchasing
  • EasyCard (In-Store)

Important Information

  • About us
  • For brokers
  • Terms and Conditions
  • Contact us
  • Privacy Policy
  • Report an issue
  • Complaints Process
  • FAQs

©2026 Pioneer Finance Limited.Financial Service Provider (FSP2861)0800 000 724

EasyCard

Purchase at retailers across New Zealand

EasyCard is not open for new applications at the moment. If you already have an EasyCard, you can keep using it as normal and manage your account in the Pioneer Finance app.

Happy guy

Benefits of EasyCard

Powered by Pioneer Finance

Mobile first application

Mobile first. Online and in-store

Use your card online and in-store, and manage it all from your phone — no paperwork.

Interest free shopping

Interest free

60 days interest free on all purchases & special interest free periods on certain products

Simple pricing options

Simple Pricing

$0 Establishment Fee, 60 days interest free on all purchases & 27.95% interest rate.

Trusted service

Trusted for over 25 years

We've been helping kiwis for over 25 years and counting.

Priority support

Priority support

Talk to our friendly team any day of the week and use our mobile app to check your balance.

Work with retailers

Work with big retailers

We're partnering with big retailers across New Zealand to bring this new product to the shops you know and love.

What people say about us

We've been helping kiwis for over 27 years

Pioneer Mobile App

Install our mobile app!

Access your account and much more from your fingertips.
Download on the
App Store
Get in on
Google Play